Fintech for Sustainable Finance and a Well-Blue Economy
暫譯: 可持續金融與藍色經濟的金融科技
Sharma, Vikas, Singh, Tejinder, de Bem Machado, Andreia
相關主題
商品描述
This book explores how financial technology (FinTech) can drive sustainable practices within the blue economy, which revolves around the responsible use of ocean and water-based resources. It highlights how innovations such as blockchain, artificial intelligence (AI), and digital finance can promote environmental sustainability, economic growth, and social equity. By integrating these technologies, the book provides insights into building resilient, well-managed ecosystems that contribute to a stable and prosperous world economy.
The blue economy includes sectors like fisheries, aquaculture, tourism, shipping, and marine renewable energy, all of which require sustainable resource management to thrive. FinTech offers new ways to align financial flows with sustainability goals, channelling investments into eco-friendly marine projects and creating microfinance opportunities for coastal communities. The book emphasizes how green financing, supported by FinTech platforms, can mobilize capital for sustainable initiatives such as marine conservation and renewable energy production.
A significant focus of the book is the role of blockchain and AI in enhancing transparency and efficiency. Blockchain helps trace supply chains, reducing illegal fishing and promoting sustainable sourcing, while AI supports predictive tools for resource management and operational efficiency in industries like aquaculture. These technologies enable stakeholders to make data-driven decisions that foster both environmental preservation and economic profitability.
The social dimension is also critical, as the book discusses how FinTech can promote financial inclusion in vulnerable coastal communities. Digital finance tools, such as mobile banking and peer-to-peer lending platforms, empower small businesses and individuals, creating sustainable livelihoods aligned with ocean conservation.
Governance and policy frameworks are explored, showing how FinTech can enhance transparency, accountability, and cooperation between public and private sectors. The book examines how governments, financial institutions, and technology providers can design policies that encourage responsible economic practices while protecting marine ecosystems.
商品描述(中文翻譯)
這本書探討了金融科技（FinTech）如何推動藍色經濟中的可持續實踐，藍色經濟圍繞著負責任地使用海洋和水資源。書中強調了區塊鏈、人工智慧（AI）和數位金融等創新如何促進環境可持續性、經濟增長和社會公平。通過整合這些技術，該書提供了建立韌性良好管理生態系統的見解，這些生態系統有助於穩定和繁榮的全球經濟。
藍色經濟包括漁業、水產養殖、旅遊、航運和海洋可再生能源等行業，這些行業都需要可持續的資源管理才能蓬勃發展。FinTech 提供了將資金流與可持續發展目標對齊的新方法，將投資引導至環保的海洋項目，並為沿海社區創造微型金融機會。書中強調了綠色融資在 FinTech 平台的支持下，如何為可持續倡議如海洋保護和可再生能源生產動員資本。
本書的一個重要焦點是區塊鏈和 AI 在提高透明度和效率方面的角色。區塊鏈有助於追蹤供應鏈，減少非法捕魚並促進可持續採購，而 AI 則支持資源管理和水產養殖等行業的運營效率預測工具。這些技術使利益相關者能夠做出基於數據的決策，促進環境保護和經濟盈利。
社會層面同樣至關重要，書中討論了 FinTech 如何促進脆弱沿海社區的金融包容性。數位金融工具，如行動銀行和點對點借貸平台，賦予小型企業和個人權力，創造與海洋保護相一致的可持續生計。
治理和政策框架也被探討，顯示 FinTech 如何增強公共和私營部門之間的透明度、問責制和合作。該書檢視了政府、金融機構和技術提供者如何設計政策，以鼓勵負責任的經濟實踐，同時保護海洋生態系統。
作者簡介
Dr. Vikas Sharma is a professor at the University School of Business at Chandigarh University. His academic journey includes a specialized Master's in Business Administration (MBA) with a focus on Finance, followed by a Ph.D. in Management concentrated on Finance and Accounting. With a cumulative experience of 16 years in academia and professional spheres, Prof. Sharma possesses a deep understanding and expertise in his field.
His contributions include impactful research publications, reflecting his dedication to generating insightful academic content. In addition to his scholarly endeavors, he has developed strong competencies in administrative support and data analysis. Prof. Sharma is actively seeking an engaging opportunity within the finance sector to further apply and expand his expertise and capabilities.
Dr. Tejinder Singh holds a Ph.D. in Equity Derivatives and brings over 22 years of experience across industry and academia as a corporate trainer and financial education trainer. He has earned a national record for conducting the inaugural batch of the "Basics of Agriculture-Commodity Derivatives Trading" course on the Skill India Portal. His expertise is recognized through his published Scopus-indexed papers in banking and finance, and he serves as a resource person with the National Institute of Securities Markets (NISM). He is also a certified alternative investment fund trainer, holding certification in NISM Series XIX-A-Alternative Investment Funds.
作者簡介(中文翻譯)
Dr. Vikas Sharma 是昌迪加爾大學商學院的教授。他的學術旅程包括專注於金融的工商管理碩士（MBA），隨後獲得專注於金融和會計的管理學博士學位。Sharma 教授在學術和專業領域擁有 16 年的累積經驗，對其領域有深刻的理解和專業知識。
他的貢獻包括有影響力的研究出版物，反映了他對產生有見地的學術內容的奉獻。除了學術工作外，他在行政支持和數據分析方面也發展了強大的能力。Sharma 教授正在積極尋找金融領域的吸引人機會，以進一步應用和擴展他的專業知識和能力。
Dr. Tejinder Singh 擁有股權衍生品的博士學位，並在行業和學術界擔任企業培訓師和金融教育培訓師，擁有超過 22 年的經驗。他在 Skill India Portal 上開設的「農業-商品衍生品交易基礎」課程中創下了全國紀錄。他的專業知識通過在銀行和金融領域發表的 Scopus 索引論文得到了認可，並且他是國家證券市場研究所（NISM）的資源人員。他還是一名認證的替代投資基金培訓師，持有 NISM 第 XIX-A 系列的替代投資基金證書。
Dr. Andreia de Bem Machado（工程與知識管理博士）是聖卡塔琳娜聯邦大學創新智慧、管理與技術研究中心（IGTI）的研究員。她是巴西巴西利亞 Anasps 學院的兼任教授和研究協調員。她是巴西教育部高等教育機構的評估員，並擔任聖卡塔琳娜 Palhoça 市教育部的教育主任。她曾參與教育部國家教科書計劃的技術委員會。她曾為聯合國教科文組織開發低視力人士的教學材料。她的研究興趣包括：創新、教育、數位轉型、管理、混合教育、數位技術、主動方法、知識媒介、創業、知識管理、數位轉型，以及環境、社會和治理。
Prof. (Dr.) Ramona Rupeika-Apoga（拉脫維亞大學社會科學博士）是拉脫維亞大學的金融教授及財務與會計系主任。她在波蘭羅茲大學擔任訪問教授，並在馬爾他大學擔任附屬教授。這位教授在拉脫維亞和歐洲高等教育機構擁有超過 20 年的教學經驗，專注於風險管理、國際金融、金融科技和企業數位轉型。她曾主導和參與多個國際和地方的研究項目。
