Sustainable Banking and the Circular Economy Transition: A Framework for SME Financing
暫譯: 可持續銀行業與循環經濟轉型：中小企業融資框架
Yakubu, Ibrahim Nandom
相關主題
商品描述
This book offers a timely and authoritative examination of how financial systems can support the transition from linear "take-make-dispose" models to regenerative, inclusive, and resilient economic pathways. It positions banks and financial institutions as central actors in advancing circular economy transitions, particularly through their role in financing small and medium-sized enterprises (SMEs) that underpin innovation, employment, and local development across diverse economic contexts.
Integrating conceptual foundations with applied financial and sectoral perspectives, the volume analyzes a range of financing instruments and institutional mechanisms, including green lending, impact-oriented investment, ESG-based frameworks, fintech and blockchain applications, and Islamic finance models. It also examines the regulatory and policy environments required to align financial markets with global sustainability priorities, including the Sustainable Development Goals and evolving circular economy strategies.
With its global scope and strong policy orientation, this book serves as a valuable resource for academics, policymakers, banking professionals, development practitioners, and entrepreneurs seeking evidence-based and ethically grounded approaches to sustainable finance. It bridges financial innovation and environmental responsibility by offering a structured framework for building banking systems that manage risk and return while generating long-term social and ecological value.
商品描述(中文翻譯)
本書及時且權威地探討了金融系統如何支持從線性「採取-製造-處置」模式轉向再生、包容和韌性的經濟路徑。它將銀行和金融機構定位為推動循環經濟轉型的核心角色，特別是通過它們在資助中小型企業（SMEs）方面的作用，這些企業支撐著創新、就業和在多樣化經濟背景下的地方發展。
本書將概念基礎與應用金融和行業視角相結合，分析了一系列融資工具和機構機制，包括綠色貸款、以影響為導向的投資、基於ESG的框架、金融科技和區塊鏈應用，以及伊斯蘭金融模型。它還檢視了將金融市場與全球可持續性優先事項對齊所需的監管和政策環境，包括可持續發展目標和不斷演變的循環經濟策略。
本書具有全球視野和強烈的政策導向，為學者、政策制定者、銀行專業人士、發展實踐者和尋求基於證據和倫理基礎的可持續金融方法的企業家提供了寶貴的資源。它通過提供一個結構化的框架，將金融創新與環境責任相結合，幫助建立能夠管理風險和回報的銀行系統，同時創造長期的社會和生態價值。
作者簡介
Dr. Ibrahim Nandom Yakubu is a Lecturer at the School of Business, University for Development Studies (UDS), and holds a PhD in Banking and Finance. His research interests span inclusive finance, financial markets, corporate governance, sustainability, and financial technology (FinTech). With a strong quantitative orientation, he has published extensively in peer-reviewed journals and contributed to numerous academic books in the field of finance. He also serves as editor of several scholarly volumes on topics such as fintech and financial inclusion, green finance, and regulatory innovation, contributing to ongoing academic discourse on contemporary issues in finance and development. Dr. Yakubu is a recipient of the prestigious 2022 Emerald Literati Award for Outstanding Paper, recognizing his impactful scholarly work. Beyond academia, he is an experienced consultant with expertise in institutional capacity assessments and applied research for civil society organizations and development partners in Ghana. He is a member of the African Accounting and Finance Association (AAFA) and serves as an associate editor for the Review of Business Management (RBGN) and the Cureus Journal of Business and Economics.
作者簡介(中文翻譯)
伊布拉欣·南多姆·雅庫布博士是發展研究大學（UDS）商學院的講師，擁有銀行與金融的博士學位。他的研究興趣涵蓋包容性金融、金融市場、公司治理、可持續性以及金融科技（FinTech）。他具有強烈的定量取向，並在同行評審的期刊上發表了大量文章，並為金融領域的多本學術書籍作出了貢獻。他還擔任多部學術著作的編輯，主題包括金融科技與金融包容性、綠色金融以及監管創新，為當前金融與發展問題的學術討論做出了貢獻。雅庫布博士是2022年艾默德文學獎（Emerald Literati Award）傑出論文獎的獲得者，以表彰他在學術研究方面的影響力。除了學術界的工作外，他還是一位經驗豐富的顧問，專長於對加納的公民社會組織和發展夥伴進行機構能力評估和應用研究。他是非洲會計與金融協會（AAFA）的成員，並擔任《商業管理評論》（Review of Business Management, RBGN）和《Cureus商業與經濟期刊》的副編輯。
